Are there any costs for an insurance quote?

Beyond Insurance Group will never charge you for a quote.

Why Beyond Insurance Group?

We are an independent insurance brokerage licensed with several top-ranked, national insurance carriers.  We will quote you with all of our providers to get you the best rates.

How do I know I am getting the best possible rates?

One of the benefits of buying insurance through an independent agency is our ability to advise you on your coverage options and ways to save money. Our team can navigate you through an array of options so you can be sure you are getting the coverage you need at a competitive rate.

Do I have to have prior insurance to get a policy?

Beyond Insurance can insure new drivers, student drivers, new arrivals to the country, those without prior insurance, and those whose coverages have lapsed.

What payment options do you provide?

Our team can set you up for automatic payments with your insurance carrier so you have the peace of mind that you will never miss a bill.

What is the difference between a captive and independent agency?

A captive agency can only quote and insure its clients through one insurance provider. An independent agency like Beyond Insurance Group represents several carriers, which allows us to provide you with the most appropriate coverage at the best rates.

Our Carriers

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Michigan PIP Reform... what you need to know?

Here’s how it works: You can still choose unlimited coverage and it will be automatically chosen for you if you do not select another option. Or you can choose $500,000 or $250,000 both options if you have a qualified health coverage in which all drivers are covered by health or auto accident coverage.

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What does a personal umbrella policy do?

A personal umbrella policy acts as excess liability coverage for auto, homeowners, recreational, and renters insurance. It helps protect your assets against lawsuits when the liability limits in your primary policies have been exhausted. It covers liability and defense costs above your primary policy. It does not cover physical property damage losses.

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